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Our Natural Disaster Loans offer a discounted rate on Auto, Home Equity and Personal Loans.

UECU can help ease the burden of the unfortunate hardships that come with a natural disaster. With Mother Nature being so unpredictable, it’s nice to know one thing is always certain. Your Credit Union is here for you when you need us.

If you happen to become a victim of a tornado, hurricane, flood, earthquake or other natural disaster event, take comfort in knowing UECU will offer you a discounted rate on our Auto, Home Equity and Personal Loans.

And we offer terms to keep your payments low to further help you and your family.

We sincerely hope you and your family remain safe and sound. But in the unfortunate event you need us due to a natural disaster, please give us a call at 800-288-6423 x4001 to discuss your many options


Ready to Get Started? Call 800.288.6423.

 Rates as low as 2.74% APR** with TRUECar

Call 800.288.6423 to get pre-approved before you shop!

Apply Now  Search NEW Vehicles   Search USED Vehicles

*Between 7/1/17 and 9/30/17, the average savings off MSRP presented by TrueCar Certified Dealers to users of TrueCar powered websites, based on users who configured virtual vehicles and who TrueCar identified as purchasing a new vehicle of the same make and model listed on the certificate from a Certified Dealer as of 10/31/2017, was $3,383, including vehicle specific manufacturer incentives.

**APR=Annual Percentage Rate. UECU’s lowest auto loan rate of 2.74% APR is based upon an evaluation of credit-worthiness criteria and maintaining an active UECU checking account (at least one transaction per month). Rate quoted for a 36-month term; your actual rate may differ. Limited time offer. Offer is subject to change without notice. Rate quoted is for new loans only. Certain loan-to-value, auto model year, and term restrictions apply.

With UECU’s Visa® Power Card™ you have the power to shop with ease and peace of mind, knowing that you have one of the best cards out there!
  • Earn REWARDS - for every $1.00 spent you will receive one VantagePoint™.* Use those points for gift certificates, cash back or loan rate discounts
  • If you have to carry a balance rest easy knowing you enjoy a competitively low rate
  • Save money with no annual fees, no balance transfer fees, and no transaction fees for purchases
Ready to Get Started?
Call 800.288.6423 or Apply Online.
Apply Now Learn More Forms and Disclosures

Flex HELOC

Current Rate as low as 2.99% APR*

We’ve combined flexibility with savings and created a Flex HELOC. It’s a variable rate line of credit with a fixed-rate option. So when you need money for home improvements, debt consolidation, large purchases, or emergencies, you can easily access the funds you need, and save by locking in the rate. You’ll have the option of locking in a fixed rate on all or part of your current balance, without having to reapply.

Member Benefits

  • 2.99% APR* 12-month line of credit introductory rate
  • Regular rate as low as Prime Rate (variable rate)
  • No annual fee, no application fees or closing costs**
Ready to Get Started?
Call 800.288.6423 or Apply Online.
Apply Now Learn More Forms and Disclosures

APR=Annual Percentage Rate

Home Equity Term Loan

Current Rate as Low as 3.74% APR*

Make your home’s equity work for you. Whether you need to make home improvements, consolidate debt, buy a car, or pay college tuition, this loan is the solution to just about anything you could think of.

  • Save money with no application fee, and no closing costs, or points**
  • Enjoy peace of mind knowing you can borrow up to 100% of the value of your home
Ready to Get Started?
Call 800.288.6423 or Apply Online.
Apply Now Learn More Forms and Disclosures

*APR=Annual Percentage Rate. 

Treating you differently

Houses, like people, are different – and your mortgage demands aren’t the same as those of your friends and family. At Utilities Employees Credit Union, we don’t offer a single “one size fits all” financing solution: our broad range of options guarantees you will find the loan that best suits your unique needs.The Credit Union offers:

  • Fixed rate mortgages
  • Adjustable rate mortgages
  • First-time homebuyer program
  • Refinance options
Ready to Get Started?
Call 800.288.6423 or Apply Online.
Apply Today Learn More Forms and Disclosures

Current Rate as low as 6.99% APR*

Whether you’re consolidating debt or facing unexpected expenses, our personal loan options meet your specific needs when your collateral options are limited.

  • With flexible terms you choose a repayment period that suits your financial situation
  • With approvals up to $25,000 enjoy peace of mind knowing whatever expense you have, it is paid for

Convenience of Payroll Deductions, Direct Deposit or AutoPay makes paying your loan easy. No more writing checks or worrying if your payment made it there on time.

 
Ready to Get Started?
Call 800.288.6423 or Apply Online.
Apply Now Learn More Forms and Disclosures

* APR=Annual Percentage Rate. Your rate may differ. Rates range from 6.99% APR to 15.50% APR. Lowest quoted rate and payment amount is based upon an evaluation of credit-worthiness criteria and maintaining an active UECU checking account (at least one transaction per month). Offer may be discontinued at any time without prior notice. Equal Opportunity Lender.

The best of both worlds! Borrowing power with great savings benefits!

  • Secure the lowest rate possible by using the funds in your Share/CD account as collateral
  • Continue to earn a high dividend yield on the funds you use for collateral
  • Convenience of Payroll Deduction, Direct Deposit or AutoPay makes paying your loan easy.
Ready to Get Started?
Call 800.288.6423 or Apply Online.
Apply Now Learn More Forms and Disclosures

Student Choice - A Better Way to Pay for College

Whether you’re just beginning your college career or you’re looking to refinance/consolidate your existing student loans, we have a Student Choice Loan Solution for You!

Undergraduate Loans – We are proud to offer the Student Choice private loan solution to help fill educational funding gaps. When federal aid just isn’t enough, we can help! Enjoy:

  • Competitive interest rates
  • In-school deferment
  • Flexible repayment terms
  • Convenient line of credit structure

Refinance/Consolidation Loans – Take control of your student loan payment! You’ll be able to refinance and consolidate your private and federal student loans (including PLUS loans) into one manageable loan, setting up one convenient payment, and potentially lowering your rate.* You may be a good candidate for refinancing your student loans with UECU if:

  • You’re paying a high interest rate on your loans
  • You have multiple private student loans and/or higher rate federal loans
  • You have a good credit history or a qualified co-signer

*Subject to credit qualification and additional criteria, including graduating from an approved school.

Undergraduate  Refinance/Consolidate

At Utilities Employees Credit Union we are actively working to increase accessibility and usability of our website for every visitor in accordance with ADA standards and guidelines. If you are using an auxiliary aid or a screen reader and need assistance please visit our accessibility page and use the contact information to be connected to a UECU Representative.
All products and services available on this website are available at Utilities Employees Credit Union at 11 Meridian Boulevard in Wyomissing, Pennsylvania.


Federally Insured by NCUA

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