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REGISTER | NEW USERS

1.30%

APY

$500 - $9,999.99

1.60%

APY

$10,000.00 - $74,999.99

1.75%

APY

$75,000+

1.90%

APY

$500 - $9,999.99

2.05%

APY

$10,000.00 - $74,999.99

2.25%

APY

$75,000+

2.00%

APY

$500 - $9,999.99

2.25%

APY

$10,000.00 - $74,999.99

2.45%

APY

$75,000+

2.60%

APY

$500 - $75,000+

2.25%

APY

$500 - $9,999.99

2.40%

APY

$10,000.00 - $74,999.99

2.50%

APY

$75,000+

2.40%

APY

$500 - $9,999.99

2.50%

APY

$10,000.00 - $74,999.99

2.60%

APY

$75,000+

2.55%

APY

$500 - $9,999.99

2.65%

APY

$10,000.00 - $74,999.99

2.75%

APY

$75,000+

2.80%

APY

$500 - $9,999.99

2.90%

APY

$10,000.00 - $74,999.99

3.00%

APY

$75,000+

Call 800.288.6423 to get started!

*Dividend rate and Annual Percentage Yield (APY) are stated as of 3/1/2019. $500 minimum deposit required to open account. You may not make additional deposits after the account is opened. APY assumes principal and dividends remain on deposit until maturity. A penalty is imposed for partial or full withdrawals prior to maturity. Fees could reduce earnings on the account. Certificate renews automatically. *20 month certificate renews automatically for 18 months. APY is subject to change and may be withdrawn without notice.

CD Ladder Calculator

Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder. With a CD Ladder, you can benefit from higher interest rates for longer maturities, while achieving better liquidity, rather than investing in a single long-term CD.


Utilities Employees Credit Union
11 Meridian Blvd
Wyomissing, PA

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

How to Create a CD Ladder

Have you considered a CD Ladder?

Instead of one longterm CD* earning today’s highest rate, you can divide your savings into a group of short and longterm CDs creating a CD ladder. Watch our video below:

0.70% APY* UECU Share Savings Account

UECU’s Share Savings Account is the foundation for membership and a great savings tool! Open one today and begin enjoying the advantages of membership!

  • Saving money has never been easier with a low minimum balance of $5.00. Earn a high yield dividend.
  • Convenient access to your money anytime day or night through Advantages Online

Convenient payroll deduction into your account means you won’t miss the money and you’ll be surprised when you see how much you have saved!

 

Not a UECU Member Yet? Join Today!
To Get Started, Call 
800.288.6423 or Join Online.
Join Today  Learn More

 

 Forms and Disclosures

*APY=Annual Percentage Yield.

 

Quick Cash Card

0.70% APY** Health Savings Account

With the rising cost of health care and many companies offering high deductible health care plans, UECU’s HSA helps you defray the cost of health care expenses. Our HSA earns a great high-yield dividend while helping you manage your health care.

  • Make medical purchases with the free HSA Visa Debit Card everywhere Visa is accepted - and earn VantagePoints™ rewards on your signature-based, point of sale card purchases
  • With UECU’s HSA you don’t have to worry about moving the account if you switch jobs

Contributions are tax-deductible, earnings are tax-deferred, and qualified distributions are tax-free and penalty-free

 

Have Questions? Need Help Getting Started? Call 800.288.6423.
To open an HSA, complete the application and return it to UECU. 
HSA Application Learn More

Forms and Disclosures

**APY=Annual Percentage Yield.

 

health savings account card

0.70% APY* UECU Special Goal Savings Account

Our Special Savings Accounts are the perfect solution for budgeting your finances. Tailor your account titles to help you realize your savings goals.

  • Easy and convenient way of setting aside funds for taxes, car insurance, etc.
  • No minimum balance helps you avoid fees and earn a great rate on your funds no matter how much you deposit
  • Convenient access to your funds anytime, anywhere day or night through Advantages Online
  • Convenience of payroll deduction, you won’t miss the money going into your account and you’ll be surprised when you see how much you have saved

 

Ready to Get Started?
Call 800.288.6423 or Open Your Account with Advantages Online™.
Open Account Learn More

Forms and Disclosures

*APY=Annual Percentage Yield. 

Quick Cash Card

Earn Up To 1.60% APY*

This higher dividend-earning account is an ideal alternative to certificates, allowing you to earn a great rate of return plus your money is available to you at any time.

  • Convenient access to your funds anytime, anywhere day or night through Advantages Online
  • Use your Quick Cash Card at any ATM you want and we won’t charge you, in fact we will rebate up to $8.00 a month when the others do!
  • Convenience of payroll deduction, you won’t miss the money going into your account and you’ll be surprised when you see how much you have saved

 

Ready to Get Started?
Call 800.288.6423 or Open Your Account with Advantages Online™.
Open Account Learn More

Forms and Disclosures

*APY=Annual Percentage Yield.

 

Quick Cash Card

 

Dream big and save big with an IRA (Individual Retirement Account) from UECU. Our IRAs offer above average dividend yields to help you make the most of your heard-earned money!
  • Enjoy peace of mind knowing your funds are protected from market swings that affect other accounts
  • Don’t worry if you switch jobs – you can make contributions to your IRA from your new job
  • Set up payroll deduction to make saving easy
  • Choose from a variety of savings options – check out our IRA E-brochures for details and benefits. Click on Learn More below.
Ready to Get Started? Need Help? Have Questions?
Call our IRA Specialist, Jolynn Stuebner at 800.288.6423, ext. 4053 or contact her via email at  jstuebner@UECU.org
Learn More

Forms and Disclosures

 

 

Worried about the high cost of education in the future? A Coverdell Education Savings Account is a great way to start saving for your child’s educational future.

  • Peace of mind knowing that your funds are protected from the market swings that affect other accounts
  • No need to worry if you switch jobs you can make contributions to your Coverdell Savings from your new job

Convenient payroll deduction into your account means you won’t miss the money and you’ll be surprised when you see how much you have saved!


Ready to Get Started? Need Help? Have Questions?

Call our IRA Specialist, Jolynn Stuebner at 800.288.6423, ext. 4053 or contact her via email at  jstuebner@UECU.org

Open Account Learn More

Forms and Disclosures

 

At Utilities Employees Credit Union we are actively working to increase accessibility and usability of our website for every visitor in accordance with ADA standards and guidelines. If you are using an auxiliary aid or a screen reader and need assistance please visit our accessibility page and use the contact information to be connected to a UECU Representative.
All products and services available on this website are available at Utilities Employees Credit Union at 11 Meridian Boulevard in Wyomissing, Pennsylvania.


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