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America's Top Performing Utility & Energy Credit Union

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Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America's utility and energy employees and their families. A full-service, virtual credit union, UECU’s goal is to help workers improve their financial well-being, accumulate wealth, and conveniently manage their finances with 24/7 account access and free financial tools – from wherever they reside today or travel in the future.

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Photo of utility industry family happy in front of home

Membership at Utilities Employees Credit Union is an exclusive employee and family benefit available to companies in the following industries nationwide:

  • Utilities
  • Energy
  • Water
  • Environmental
  • Telecommunications
  • Transportation
  • Township & Municipalities
  • And companies that provide contract services to these industries.

UECU's Business Development Manager, Yvonne PaegelHelp your employees improve their financial lives.  Reduce their financial stress, so they can focus on the work you’ve hired them to accomplish.

If your company would like to offer the benefits of UECU membership to employees, contact Yvonne at 610-288-6034 or email

UECU provides financial benefits to companies across the United States, to access a listing of our current partner companies, click here.


UECU Lives the Credit Union Difference

How does UECU offer its membership exclusive financial services like free, interest-bearing checking account options, no annual fee credit cards with amazing rates and rewards, savings rates higher than the national average, loans at rates everyone can afford, fewer and lower fees – and exceptional reward programs?

The answer is UECU's unique business model as a virtual credit union that operates as a financial co-operative. Unlike banks, UECU has no shareholders and is instead owned by its members – so every UECU decision is made with the best interest of the membership in mind. UECU serves a nationwide membership without branches on every corner because we don’t expect you to come to us. We deliver account access to you wherever you are through free online and mobile banking services. While other financial institutions spend money on their branches, UECU chooses to return these funds to our members.

UECU members enjoy the cooperative edge of belonging to a credit union tailored to the workers and families within the utility, energy, and related industry sectors. The more UECU members use their credit union for all their financial needs, the greater the profits returned to the membership. Its cooperative, cost-efficient business model has helped UECU maintain its strong fiscal position – and has allowed the Credit Union to offer its members rare financial rewards such as a year-end bonus dividend, totaling as much as $5.3 million.

UECU has been awarded the Best of Bauer Status for having earned Bauer Financial’s 5-Star elite rating for 26 straight years. Fewer than 6% of the nation’s credit unions have earned the Best of Bauer Status. A 5-Star rating indicates that UECU is one of the strongest credit unions in the nation.

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